onsdag 13 november 2024

Thai Electric Cables Mostly Fail Global Safety Standards. The investigation covered 78 different brands available on the Thai market, both domestic and imported. Alarmingly, it was found that only 20 of these brands satisfied the safety criteria established by the International Organisation for Standardisation (ISO). ASEAN NOW



Picture courtesy: Freepik

 

The Industry Minister of Thailand, Akanat Promphan, has issued a concerning report stating that the majority of electric cable brands sold within the country fail to meet international safety standards.

 

Numerous complaints have drawn attention to the potential hazards posed by thin copper wires employed in many of these brands, which can result in overheating and pose serious risks of fires or short circuits.

 

The investigation covered 78 different brands available on the Thai market, both domestic and imported. Alarmingly, it was found that only 20 of these brands satisfied the safety criteria established by the International Organisation for Standardisation (ISO). This revelation has prompted the minister to demand immediate remedial measures to protect public safety.


In response to these troubling findings, Minister Akanat has instructed the Thai Industrial Standards Institute (TISI) to initiate legal proceedings against those importers and manufacturers whose products do not meet the required ISO standards.

 

He emphasised the critical need for these entities to ensure that their products are safe for consumers, given the potential dangers substandard cables pose to both life and property.

 

Moreover, TISI has been tasked with coordinating efforts with related agencies to lodge police complaints and revoke the licences of non-compliant companies. This directive is intended to curb the sale and distribution of inferior electric cables in Thailand, thereby safeguarding consumers from yet another source of risk in daily life.

 

Minister Akanat's call for heightened regulatory enforcement and quality assurance highlights an urgent need to align local products with global safety measures. This move marks a pivotal step for Thailand as steps are taken to enhance the safety of electrical products nationwide, reported The Nation.

 

 

torsdag 7 november 2024

Thailand's Expats Urged to Register with TRD for Tax, Says Expert. Addressing members of the Pattaya City Expat Club, Carden emphasised the need for expatriates to register and submit tax forms by the first quarter of 2025, even if they believe they owe no tax, writes Barry Kenyon for Pattaya Mail.



ASEAN NOW image composite for reference only

 

Tax expert Thomas Carden has advised expatriates residing in Thailand for 180 days or more in 2024 to obtain a tax identification number from the Thai Revenue Department (TRD). 

 

Addressing members of the Pattaya City Expat Club, Carden emphasised the need for expatriates to register and submit tax forms by the first quarter of 2025, even if they believe they owe no tax, writes Barry Kenyon for Pattaya Mail.

 

Carden clarified that only overseas income transferred to Thailand is relevant for taxation. Issues like pre-taxed pensions and double taxation treaties should also be considered.

 

He warned that failing to register could lead to audits and potential penalties in the future. "If you delay, the financial penalty screws can become tighter and tighter," he noted.

 

There has been some confusion at local revenue offices due to a lack of information from the TRD head office in Bangkok, making it challenging for expatriates to understand their obligations.

 

Carden advised using professional tax services to navigate the system, as most pensioners on savings may owe little or nothing. Supporting bank or tax documents are unnecessary when submitting the forms.

 

Reflecting on global trends, Carden mentioned that taxing foreign residents has become common worldwide, and it's essential to comply even if no income is remitted to Thailand. He reassured attendees that registration doesn't automatically mean payment is due.

 

Discussing potential changes to Thailand's tax system, Carden mentioned the speculative nature of shifting from a residence-based tax system to one that includes worldwide income, which would require parliamentary approval.

 

He stressed that while personal income tax enforcement is imminent, it's vital to stay informed and proactive rather than ignore the situation, reported Pattaya Mail.

 

The issue applies to Thais receiving income from overseas as well, highlighting its broad impact.

 

-- 2024-11-07



Bangkok Post - Thailand targets 8 million European tourists in 2025. Thailand is targeting 8 million European tourists next year, contributing to a new high of 11 million long-haul visitors, as the Tourism and Sports Ministry pledges to expedite efforts with airlines and ambassadors for a full international flight resumption.

Thailand targets 8 million European tourists in 2025
The ambiance at the Tourism Authority of Thailand's booth at the World Travel Market (WTM) 2024, one of the largest global tourism trade shows in London.
The ambiance at the Tourism Authority of Thailand's booth at the World Travel Market (WTM) 2024, one of the largest global tourism trade shows in London. 

Thailand is targeting 8 million European tourists next year, contributing to a new high of 11 million long-haul visitors, as the Tourism and Sports Ministry pledges to expedite efforts with airlines and ambassadors for a full international flight resumption.

"The future of Thai tourism is bright, dynamic and full of opportunities. We are investing in infrastructure, streamlining the visa process and creating new products and services to ensure that Thailand remains at the forefront of global tourism," Tourism and Sports Minister Sorawong Thienthong said at the World Travel Market (WTM) 2024, one of the largest tourism trade shows, held in London between Nov 5-7.

After the event, he will invite foreign ambassadors to Thailand, focusing on major markets like the UK, Germany, Eastern Europe and the Middle East, along with airline representatives, to discuss flights and preparation for 2025, especially during the high season.

He said his ministry will collaborate with other ministries such as the Transport Ministry and the Finance Ministry for subsidy programmes, such as fuel price and tax reductions for airlines.

This year, Thailand expects to welcome 9.6 million long-haul tourists, including 7.3 million from Europe, according to the Tourism Authority of Thailand (TAT).

With 11 million long-haul tourists next year, its revenue should exceed 896 billion baht, sharing 40% of the overall 2.2 trillion baht in foreign receipts.

Some 42 tourism operators have joined the TAT pavilion at the WTM, to attract the UK, European and other long-haul markets.

The agency estimates at least 950 business appointments during the event, generating over 898 million baht.

Princess Ubolratana also attended the event to promote Thailand's soft power and sustainable tourism.

THAILAND RESUMPTION

Nithi Subhongsang, managing director of Nutty's Adventures, a Thai destination management company, said European tourists are the main clients of the company, particularly small tour groups, seeking local experiences and responsible tourism travel.

Mr Nithi said the company's revenue should recover to 80% of the pre-pandemic level this year, driven by strong demand from Europe, although high inflation and geopolitical tensions remain challenges for this market.

He said the government should ensure continuity of policies, including sustainable tourism, and ensure second-tier cities emerge in order to distribute income to local communities and prevent overtourism in key destinations.

Sam Collins, product manager for Far East of Best at Travel, a luxury outbound tour operator in the UK, said Thailand is known for its warm hospitality as well as affordability.

Last year, over 4,000 tourists from the UK visited Thailand via the company, generating over £8 million (351,775,614 baht). Thailand was the third biggest destination for UK visitors, or roughly 15%, following the Maldives and Dubai.

Targeting luxury tour groups, Thailand already has high class hotels and beautiful destinations, said Mr Collins.

He said tourists nowadays want to explore less-crowded sites, such as Koh Lipe, Koh Samet, Koh Tao and Khao Lak, shifting away from major cities like Phuket, Samui and Krabi.

He said the Thai government should invest more in transportation between cities, particularly railways, as well as support carriers to increase international direct flights.

THAI chief commercial officer Korakot Chatasingha said the national carrier is promoting Bangkok as a tourism and aviation hub for European tourists, before travelling to other destinations in the region.

European flights should contribute around 30% of revenue to the airline this year.

It will increase flight frequencies to 91 per week in December, adding Belgium to its roster, up from 84 weekly flights at present.

Its average load factor for Europe flights remains robust at over 80%. Among all routes, London is the only destination offering first class service.

With 88 aircraft in its fleet by 2025, the airline will at least maintain the same flight frequency for European routes, he said.





måndag 4 november 2024

Panel Investigates Thaksin's Lengthy Hospital Stay. The latest development in former Prime Minister Thaksin Shinawatra's detention saga is attracting attention as a House committee conducts a thorough investigation into allegations of special treatment during his hospital stay. ASEAN NOW

File photo courtesy: Thai Rath

 

The latest development in former Prime Minister Thaksin Shinawatra's detention saga is attracting attention as a House committee conducts a thorough investigation into allegations of special treatment during his hospital stay.

 

This week, the committee on state security and related affairs, led by Rangsiman Rome, will convene to probe the assertions. This move comes in response to a National Human Rights Commission (NHRC) report, which casts doubt on the legalities governing inmate medical transfers.

 

According to the NHRC report, the regulation warrants reform, highlighting its capacity for misuse. Initially penned by then Justice Minister Somsak Thepsutin, the rule facilitates inmate transfers without stringent oversight, leveraging the discretion of the Corrections Department.

 

Thaksin's case typifies this concern, as his release for medical reasons extended beyond the standard 120 days, raising eyebrows about the preferential assessment conducted by ex-corrections officials.

 

Adding to the scrutiny, the National Anti-Corruption Commission (NACC) is also delving into the matter. Thaksin's return to Thailand in August 2022, following a 15-year self-exile, led to him being sentenced to prison for eight years initially, later lowered to one year.

 

His admission to the Police General Hospital followed his report to the Supreme Court and subsequent transfer due to allegedly serious health conditions.

 

This background paints a broader picture of perceived inequities within justice administration, pushing calls for system reform.

 

Expected to give testimony at the committee meeting are key figures involved in this case, including high-ranking police officers and medical officials, aimed at ensuring clarity and transparency around Thaksin's hospitalisation period.

 

The committee's findings could be pivotal to shaping reform and ensuring equal treatment within the justice system, reported Bangkok Post.

 

-- 2024-11-04

Destination Thailand Visa (DTV) Success Faces an Uncertain Future. The DTV grants a 180-day stay per entry, and according to the Ministry of Foreign Affairs, multiple re-entries are allowed, making it an attractive option. ASEAN NOW


File photo

 

Since its launch last July, Thailand's Destination Thailand Visa (DTV) has been wildly popular, designed to attract more visitors and encourage longer stays, boosting state coffers in the process. 

 

Although precise figures haven't been released, estimates suggest between 10,000 and 40,000 visas have been granted. Social media estimates lean towards the higher end. Despite some initial hiccups—such as inconsistencies in documentation requirements across Thai embassies—feedback on the popular DTV Facebook group shows a satisfaction rate of over 90%, writes Barry Kenyon for Pattaya Mail.

 

The success largely stems from a flexible approach. The DTV was initially intended for applications from home countries. But now, quick visas can even be obtained via a brief stay abroad, with the Thai embassy in Taipei providing the fastest service. It allows walk-ins and processes applications within 24 hours/.

 

The visa's potential hasn't gone unnoticed by Thai visa agents, who now offer visa runs, typically to Laos or Cambodia, managing travel and paperwork for a fee between 100,000 and 150,000 baht (around £2,200 to £3,300).

 

The DTV grants a 180-day stay per entry, and according to the Ministry of Foreign Affairs, multiple re-entries are allowed, making it an attractive option. However, a possible 180-day extension at local Thai immigration offices remains murky, as the Ministry of the Interior has yet to comment.

 

Concerns linger, particularly for freelancers and digital nomads. Misunderstandings about working legally are widespread, as any work interaction with the Thai economy is prohibited. Currently, DTV extensions are being granted, but future policies remain speculative, with some suggesting online applications or stricter controls.

 

Whatever the outcome, the Thai Revenue Department is poised to tax income from people staying over 180 days annually, sparking little controversy thus far. As it stands, no final decision has been made, leaving visa holders and hopefuls in limbo.

 

-- 2024-11-04

fredag 1 november 2024

Dental insurance: A guide for expats in Thailand. Choosing the right health and dental insurance plans. ASEAN NOW


 

For expatriates living in Thailand, dental health insurance is essential. Many expats rely on private dental insurance plans to cover routine and major dental treatments, as employer-provided coverage often falls short. 

To sum up, expats living in Thailand should invest in dental insurance from a private provider to ensure that they and their families are adequately covered in the event of dental emergencies.

This article by our friends at Pacific Prime explores the importance of dental insurance for expats in Thailand, the types of treatments covered, and why securing private insurance is a necessity.

Why dental insurance matters for expats

Expatriates living abroad face unique healthcare challenges, and dental care is no exception; in fact, it's very expensive. While Thailand boasts a high standard of dental care at affordable rates, having dental insurance in Thailand provides peace of mind by covering routine and emergency treatments, making up for the gaps in coverage offered by employer-provided insurance. 

As such, expats are advised to opt for expat dental insurance to ensure that they and their families are protected from unexpected dental costs, from routine checkups to more complex procedures. Dental treatments can be grouped into routine (preventive)and major (restorative or surgical) procedures, each playing a vital role in maintaining oral health. Here's a breakdown of their importance, ordered by priority.

1. Routine dental treatments (preventive care)

Routine dental treatments, also known as preventive care, are essential for maintaining long-term oral health. These treatments focus on early detection and prevention of common dental issues such as cavities and gum disease. 

 

Regular check-ups, cleanings, and x-rays allow for early intervention, helping to avoid more complex and costly procedures later. By promoting oral hygiene and addressing minor problems before they escalate, preventive care not only supports dental health but also contributes to overall well-being.

·      Consultations & examinations: These are crucial as they help detect dental issues early, before they worsen. Regular check-ups often prevent more serious conditions like cavities or gum disease.

·      Tooth cleanings: Professional cleanings remove plaque and tartar, reducing the risk of decay and periodontal disease. They maintain both oral and systemic health by preventing bacteria from spreading to other parts of the body.

·      X-rays: Essential for diagnosing hidden issues such as tooth decay between teeth, infections, or bone loss that are not visible during a regular examination.

·      Fillings: They restore teeth damaged by cavities, preventing further decay and preserving tooth structure.

·      Emergency treatments: Emergency care addresses sudden dental issues like tooth pain or trauma, preventing infection or complications.

2. Major dental treatments (restorative or surgical)

 

Major dental treatments, often restorative or surgical in nature, are necessary to address severe dental issues that go beyond routine care. These procedures, such as crowns, bridges, root scaling, and oral surgery, aim to restore both function and aesthetics to damaged teeth. 

 

By treating complex conditions like gum disease or tooth decay, major dental treatments play a crucial role in maintaining oral health and preventing further complications. Expats in Thailand are encouraged to have dental insurance in place to cover these higher-cost treatments and ensure access to quality care.

·      Tooth adjustments & root scaling: These treatments manage gum disease by removing plaque and tartar from beneath the gum line, preventing further bone loss and tooth loss.

·      Periodontal treatments: In advanced gum disease cases, procedures like root planing and flap surgery help prevent tooth loss and reduce the need for future dental surgeries.

·      Crowns & bridges: Crowns protect severely damaged teeth, while bridges replace missing teeth, both essential for maintaining oral function and aesthetics.

·      Dentures & repairs: Dentures restore the ability to chew and speak for those with missing teeth, improving quality of life. Repairs help prolong the longevity of existing dentures.

·      Surgical procedures: These include complex extractions and dental implants, which are often necessary when preventive care is no longer sufficient.

Choosing the right health and dental insurance plans

For those looking for broader coverage, expats can choose from plans that combine both dental and health insurance. These plans offer a variety of benefits, such as inpatient and outpatient medical coverage, emergency services, and vision care. 

Keep in mind that the vast majority of expat dental insurance policies will pay for any dental issues that an employee may have had in the past. That's because it's very rare for someone to have never had dental cleanings or simple treatments before in their life, so almost everyone has a pre-existing dental condition.

Some popular plan options include international health insurance, expat health insurance, and private health insurance, which have been listed and described below: 

International health insurance

International health insurance offers worldwide coverage for both medical and dental expenses. It is designed for people who travel frequently or live abroad for extended periods. This insurance ensures you receive care not only in your home country but also in the countries you visit or reside in. 

A comprehensive plan may include emergency dental treatment, general check-ups, and restorative care. One key benefit is access to private healthcare facilities, including dental clinics, and English-speaking professionals in various countries. This makes international health insurance ideal for expats who want global consistency in healthcare quality.

Expat health insurance 

 

 

Tailored specifically for expatriates, expat health insurance often provides both medical and dental coverage, which is vital when living abroad. These plans focus on the specific needs of expats, offering flexible coverage that includes preventive and emergency dental care. In many cases, dental coverage can be added as an optional benefit. 

Expatriates benefit from having access to local dental clinics and hospitals, and many policies allow them to choose providers. Moreover, some plans may include dental cleanings, fillings, crowns, and even orthodontics, depending on the level of coverage you select.

Private health insurance in Thailand

For expatriates residing in Thailand, private health insurance is a popular choice due to its customisation options. Many private insurers offer plans specifically designed for expats, which include both medical and dental care. 

In Thailand, these policies often allow you to tailor your coverage by adding dental benefits, which could range from routine check-ups and cleanings to more advanced procedures like root canals or dentures. The waiting period for major dental procedures is usually around 10 to 12 months, making early enrolment crucial if significant dental work is anticipated.

Altogether, dental insurance is an essential component of healthcare for expatriates living in Thailand. Relying on employer-provided coverage may leave gaps, especially for major dental procedures, which can lead to significant out-of-pocket expenses. 

By securing international health insurance, expats can ensure comprehensive coverage for both routine care, such as check-ups and cleanings, and major treatments like crowns or root canals. This proactive approach helps avoid unexpected financial burdens and ensures access to high-quality care in Thailand's reputable dental clinics.

Additionally, many expat-specific health insurance plans offer customisable dental options that cater to the unique needs of individuals and families. For more detailed quotes or to explore the best dental insurance options available for expats in Thailand, our friends at Pacific Prime offer a range of plans from top insurers.

torsdag 31 oktober 2024

Thailand’s medical insurance rules for foreigners are a muddle. Following the failure of an injured Brit to obtain free hospital treatment in Thailand, British insurers are calling for clarity.- Pattaya Mail


 Mer om försäkring och oklarheter 

Thailand's medical insurance rules for foreigners are a muddle
Each Thai visa or permission of stay has its own health regulations.

Following the failure of an injured Brit to obtain free hospital treatment in Thailand, British insurers are calling for clarity. Jonathon Cobb, 28, was injured when he fell off his motorcycle in Pattaya and broke his arm plus facial injuries. He told Pattaya Mail he was advised to go to a local hospital as the Thai government had granted cost-free treatment to foreigners as long as they held a tourist visa. Cover exists for up to one million baht, or 28,000 pounds, according to specific injuries or (at worst) death on a case-by-case, discretionary basis.




But John was told by hospital administrators as well as by police officers that he was not covered by the government grant and must pay his own bills. The Health Insurance for Non Thais or HINT scheme specifically excludes those who show "negligence, intent, illegal acts or risky behavior". John's problem was that he was not wearing a crash helmet, but his parents in UK paid the 300,000 baht or 7,000 pounds final bill. He also had to pay the rental company 30,000 baht or 700 pounds for damage to the bike.

UK-based insurers Worldwide Travelling said the Thai government scheme mainly covers compensation for death or loss of limbs or organs, but the bureaucracy is confusing. A Thai tourist ministry website gives a specific internet address for registration which appears to have been hacked. The actual data base for claims is with the Tourist Police Bureau and the National Institute for Emergency Medicine, although few foreigners are aware. The central medical fund of 50 million baht, in place till the end of 2024, is apparently underspent to date according to the tourist and sports ministry.

As visitor numbers to Thailand rise, medical insurance becomes ever more significant.

More broadly, say Worldwide Travelling, Thailand's requirements for medical insurance need updating. There is now a visa valid for five years, known as Destination Visa Thailand, which is technically a "tourist" permit but probably does not qualify for free accident cover as it offers an initial stay of 180 days. The 5-20 years Elite or Privilege Visa does not need hospital cover, but the 10-year Long Term Residence visa requires cover of US$50,000, or a Thai bank account showing a US$100,000 bond for an extended period.

Foreign retirees with one type of yearly visa, known as OA, require medical insurance on an ongoing basis, whilst those with the similar O type do not. The difference is that OA is initially awarded by a Thai embassy abroad whereas the O is an annual extension of stay issued by a different agency – the immigration police. Other visas not requiring medical insurance are annual extensions for foreigners married to Thais and permits to study the Thai language. However, foreigners with a Department of Employment work permit must pay a small proportion of their salary to be included in the Thai social security s scheme.

Immigration lawyer Jessataporn Bunnag said, "The government in recent years has introduced a host of different entry choices for tourists and longstay expats to increase treasury income. However there has been little coordination which has led to confusion." He pointed to a government working party which is currently examining various visas including those specifically catering for retirees. There has been no announcement or news since the establishment of the committee last July.